How Does Expedia Travel Insurance Work?
If you’re planning a trip, you may be wondering if you should purchase travel insurance. After all, anything can happen while you’re away from home.
While the decision to buy travel insurance is ultimately up to you, it’s important to understand how Expedia travel insurance works so that you can make an informed decision.
Here’s what you need to know about Expedia travel insurance:
What is Expedia
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What is Expedia Travel Insurance?
Expedia travel insurance is a type of insurance that covers you financially when you have to cancel or interrupt your trip. This insurance can come in handy if you have to cancel your trip due to an unexpected circumstance, such as a medical emergency. It can also help if your flight is delayed or if you lose your luggage.
How Does Expedia Travel Insurance Work?
At Expedia, we believe that travel insurance should be easy to understand, affordable, and there for you when you need it most. That’s why we offer a variety of plans to fit every type of traveler, whether you’re taking a quick weekend getaway or a longer dream vacation.
We understand that the details of travel insurance can be confusing, so we’ve put together this guide to explain how our plans work. By the end, you should have a good understanding of what our coverage includes and how to file a claim if you need to.
What Does Expedia Travel Insurance Cover?
Expedia travel insurance offers a variety of coverage options to protect you while you’re away from home. Coverage is available for trip cancellation, interruption, delays, medical emergencies, lost or stolen baggage, and more. You can also purchase additional coverage for activities such as skiing and golf.
How Much Does Expedia Travel Insurance Cost?
Assuming you’re referring to their general travel insurance, the cost of an Expedia travel insurance policy will vary depending on the length and cost of your trip, your age, and the amount of coverage you need. For example, a one-week trip for a family of four with $500,000 in coverage would cost about $169.
How Do I Buy Expedia Travel Insurance?
You can purchase Expedia travel insurance when you book your flight, hotel, or vacation package on Expedia. If you’re already an Expedia member, you can also add travel insurance to an existing itinerary by going to My Trips and selecting “Add travel insurance.”
There are two types of coverage available: primary and secondary. Primary coverage pays out first, without considering any other insurance you might have. Secondary coverage pays out after any other insurance you have is used up.
The cost of your premium will depend on the length of your trip, the cost of your trip, your age, and the number of travelers in your group. You’ll be able to see the cost of both primary and secondary coverage before you purchase your policy.
What is the Cancellation Policy for Expedia Travel Insurance?
If you need to cancel your trip for a covered reason, you may be eligible to receive a refund of your travel insurance premium and any non-refundable expenses, like airline tickets and tours. To cancel your policy and receive a full refund of your premium, you must contact us within 20 days of the date you purchased your policy.
How Do I Make a Claim with Expedia Travel Insurance?
When you buy travel insurance through Expedia, you will be able to file a claim online through our partner, Allianz Global Assistance.
To make a claim, you will need to login to your Allianz account and submit the required documentation. Once your claim has been reviewed and approved, you will be able to track the status of your payment online.
What Are the Exclusions for Expedia Travel Insurance?
There are some common exclusions for all types of travel insurance. For example, most policies won’t cover you if you cancel your trip for a reason that’s already covered by your travel supplier, such as a cruise line or tour operator.
Other exclusions specific to trip cancellation and interruption coverage may include:
-You or a family member gets sick before the trip
-You have to work and can’t go on the trip
-Your pet has to be euthanized or quarantined
-Home damage that makes it uninhabitable
Is Expedia Travel Insurance Worth It?
If you’re planning a trip, you may be wondering if Expedia travel insurance is worth the cost. Travel insurance can protect you from a variety of unexpected situations, such as lost luggage, cancelled flights, and medical emergencies. It can also provide financial assistance if you need to cancel your trip due to a covered reason, such as a death in the family.
Expedia travel insurance is administered by AIG Insurance Company of Canada. Coverage and benefits vary by policy, but common features include trip cancellation and interruption protection, emergency medical and dental coverage, lost luggage protection, and 24/7 emergency assistance.
Policies must be purchased within 21 days of booking your trip in order to be eligible for coverage. You can buy Expedia travel insurance for both individual and group trips. Coverage limits and exclusions apply, so be sure to read the policy terms and conditions carefully before buying.
How Do I Compare Expedia Travel Insurance Plans?
When you purchase a plan through Expedia, you’ll be able to select the level of coverage that’s right for you and your family. We offer three different plans, each with its own set of benefits and features.